When does an EV pay for itself?

Fuel savings are only half the story. Add the price, financing, insurance, maintenance, your state's EV registration fee and resale value to see the true cost, and the month the EV pulls ahead.

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What's included

We simulate every month you own each car: loan payments (or the cash price), fuel at your prices, maintenance per mile, insurance, and annual registration including any state EV surcharge. At the end we credit the resale value and pay off any remaining loan balance. Break-even is the first month after which the EV stays cheaper for good. Full methodology and sources.